|             
My name is Monica Mgaga and I live in Sunninghill, Johannesburg. Before Holidays and Cash I worked as an Estate Agent for 3 years. I had also had some involvement in Network Marketing but had not experienced any great success. My family lived in a small 2 bedroom flat and my children went to a public school. Our car was a small Toyota Tazz. We had never travelled internationally and we were experiencing tough financial times. My husband and I got involved with Holidays and Cash in September, 2008, and since then we have experienced great success. We have moved into a new 6 bedroom house with a 3 car garage and a swimming pool. Our children now go to a private school and love the new freedom we enjoy. I have introduced about 60 people personally to H&C which has grown to a team of over 4500 members in more than 5 countries. In March my husband and I went on our first international vacation, the leadership retreat to Egypt in March 2008. In August we travel to Mauritius for our second 5 star luxury vacation since joining H&C. We have recently been able to purchase a new Audi Q5 which is a dream car come true. We are so excited about the future of H&C. Monica Mgaga (Platinum Distributor)
After completing my university studies I started my working career in the corporate world and worked my way up the ladder to become the Human Resources Director for a large group of companies in KwaZulu Natal. After 20 years in the industry I became disillusioned with the corporate value system and lack of real interest in the wellbeing and advancement of people.  I decided to start my own business and bought a hotel in Cape Town and managed this for the next 7 years. However this was a 24 hour operation 7 days a week and I had no quality of life or time freedom away from work. I then made the worst financial decision of my life when I purchased a franchise in the hope that it would eventually be a business system which would allow me the freedom of time to enjoy life! Within 6 months I lost most of the assets I had built up over the last 30 years and I had to liquidate the business. The next few years were financially challenging times!
I had been involved with several network marketing businesses on a part time basis over the last 6 years and decided to do this full time with very limited financial resources. The next 6 years were a roller coaster of successes and failures and together with many other people I moved from one opportunity to the next looking for the one that would help me achieve my financial goals in life. I had every confidence in the industry and was seeking a business which could generate passive residual income long after I had stopped working!  When I met Michael Faust on a cruise in the Greek Islands in April 2008 and he shared his vision of Holidays and Cash with me, I knew that this was the opportunity I had been waiting for which I could share with pride to my fellow South Africans as a means of changing lives in a meaningful way.
I was attracted to the product of travel which is an emotional need, to the truly global opportunity using the power of the internet to expand the business and the experience and value system of the management team to develop and edify leaders who are the people who build the business. The leadership Retreat offering a five star overseas holiday every four months as an incentive to the leaders is a benefit no other company has been able to offer and an excellent reward for those people who have helped other people become successful in the business. Over the last 12 months through Holidays and Cash I have had the opportunity to visit five different countries and enjoy a lifestyle of international travel and permanent holiday with the opportunity of building business relationships with positive and motivated people around the world. What separates this opportunity from the others I have been involved in, is that I have been able to impact the lives of so many people in a positive way and witnessed the vast change in lifestyle of those people who have stayed loyal and focussed on building their Holidays and Cash business. There are many more people on the brink of financial freedom and one of my goals over the next 12 months is to help at least 20 people become millionaires! Holidays and Cash is a lifestyle opportunity which will change hundreds of thousands of lives around the world and I am proud and honoured to be involved with such an exclusive and successful opportunity to make a difference in other peoples lives! Dave Stacey (Platinum Distributor)
My name is MARGRIT DEETLEFS. My family and I moved to Cape Town 5 years ago from Pretoria.  I worked as a Bank Manager�s PA for a few years, but eventually realized I had no career prospects to look forward to and decided to fire my boss. I then joined the Network Marketing Industry in 1997 and have never looked back.
When we moved to Cape Town, an unfortunate experience with the sale of our property in Gauteng, resulted in us having to apply for bridging finance (BIG MISTAKE!!). We lost our profit whilst renting a house in the Northern Suburbs. Several credit cards later, no vehicles to talk of and the Banks breathing down our necks, the only income was my husbands salary which was barely enough to make ends meet. In August 2008, Dave Stacey, whom I met through Networking, introduced me to HOLIDAYS AND CASH. What a turnaround in our lives!! Through hard work and dedication, I became a SILVER MEMBER early in January 2009, and two weeks later achieved GOLD MEMBERSHIP. With the grace of GOD and the help of my hardworking team members, I reached PLATINUM status on the 4th of April!  Now my family and I are able to afford two luxury vehicles, a comfortable home in an up-market area, school fees paid up front and no more credit cards!
The 3 main reasons which attracted me to H & C are: - L-O-W entrance-fee.
- The opportunity for anyone to change their lifestyle and enjoy holidays which they can now afford.
- Last but not least�..to earn an income in DOLLARS on a weekly basis!!
BUT best of all, we can share our success with many less fortunate people and needy institutions. I praise GOD, for giving Michael Faust, the creator of HOLIDAYS AND CASH the knowledge talent and ability to better the lives of many people around the world! "A persons degree of success in anything he/she does, depends on the amount of continual effort and determination they put in!!" BELIEVE & ACHIEVE! Margrit Deetlefs (Platinum Distributor)
Nine years ago, I was a schoolteacher teaching for 23 years and going now where slowly. I had job security and too afraid to venture out. I was introduced to network marketing and was one of those people who commented that these things dont work. However I settled for the product. Two months later I felt jealous when I saw the top performers collecting air tickets for overseas holiday...isnt this ironic that HOLIDAYS attracted me to network marketing?  As a school teacher I had never been on an aeroplane and had never smelt leather of a brand new car. I am a self motivated person and within a month I saw myself lying number one in the country in running for the overseas trip. I achieved huge success through network marketing. I won every incentive trip every year, own several properties, a fleet of luxury cars and even my own coffee-shop/restaurant in a shopping mall. My life has changed and I have changed other peoples lives as well.
In November last year.. I was introduced to Holidays and Cash for the fourth time. It was then that I met Sipho Njiva. At that point in time I was lying number one in the biggest network marketing business in South Africa and I took a huge decision of my life... I decided to resign from my last network that I was in for eight years and join Holidays and Cash. I know my potential and I know I am prepared to work hard. I was attracted to Holidays and Cash for the following reasons. - The weekly income.. could not believe that someone could earn every Monday morning... 52 times a year in US dollars.
- Going on free overseas holidays... 3 times a year.
- Its a world wide concept and its fairly new.
- The compensation plan... knowing that I would be rewarded to infinity.
- The technology...the transparency and yes ......'cutting edge technology'.
- I was very impressed with the performance of Ijeoma from Nigeria.
- Most of all... the product... HOLIDAYS... something that everybody loves and travel is such a huge industry.
It was a big decision that I took but I am over 7 months in the business and enjoying it. Yes with the global recession it has been slow, but I forsee a very lucrative future. I know lots of people are hesitating and have the 'wait and see' attitude and I believe we have the best network marketing business around. I enjoyed the first incentive trip to Egypt and looking forward to being spoilt in Mauritius. Would you believe that this business can really take you places? Last month I spent over a week in Mauritius where I decided to launch H&C. My team from Mauritius are looking forward to meet the top performers in the world and the management in August. I also have plans to travel to other parts of the world to introduce people....in other words to be on 'permanent vacation'. I would like to stress that success is hard work. If anyone believes in what they are doing, focus and work hard... success is waiting for you. With this opportunity you can really live your dreams. I have achieved so much in my life and grateful to the almighty for guiding me along. I am really enjoying what I do and love my lifestyle. Shurno Naidu (Platinum Distributor)
My Name is Ijeoma Chukwu, Happily married with 5 children, 4boys & a baby girl.  I hold a degree in public administration from Abia State university Uturu- Okigwe Imo - State. I live in Lagos - Nigeria.
I worked for a pay TV company (TrendTv) for 10 years as a marketing manager. I decided to fire my boss last year August to join H&C full time because in Holidays and cash, you can write your own pay cheque and your success story. You can determine how much you want to make unlike my other company where a particular amount is paid to me monthly called SALARY.  Since I joined H& C last year, my life has changed tremendously and I have been able to achieve so much with the rewards.
- I have bought 2 brand new cars with the rewards of H&C in less than 8 months
- I have also acquired 3 landed properties in choice areas with my rewards
- I have enjoyed an all expense paid trip to Egypt with my husband fully paid and sponsored by Holidays and cash
- Last Christmas, I was on holiday trip for 2 weeks with my family from the rewards of H&C
- Through the rewards of H&C, my son also enjoyed a vacation in France last year
The reason why I left my job for H&C is because, the fact that I can earn a weekly residual income not monthly makes it GREAT! Holidays and cash has giving me the opportunity to build relationship GLOBALLY using the internet because it is a Global business Holidays and cash is a pleasurable and a social able way of making money because you do your business anywhere you chose to - from your home, restaurant, supermarket, saloon , parties You can achieve that vacation that you can not afford every 4 months FULLY paid for in H&C Am so grateful to God for such an opportunity that has really ADDED so much value to my life and also the lives of the people I have introduced into H&C. Ijeoma Chukwu (Platinum Distributor)
My Name is Adeolu Akinyemi of www.deoluakinyemi.com  I used to be a many things but described myself as a Consultant, with an eye on Human Resources, Business Development, ICT and Financial Advisory Services.
I live in Ojodu, in Lagos Nigeria. Before H&C I must be honest with you, I was doing alright. I had gotten involved in many types of businesses including network marketing, had a few failures and a few near successes, but I was not fulfilled in my desire to really help people. I could afford the basic things of life, some of them better than basic, but I had debts I owed that were gradually turning bad.  With my H&C income, I have been able to keep up with the payment of my property overseas, I have been able to make required payments for my Jeep - Range Rover Sport HSE.
Prior to H&C I had traveled to about 10 countries, but I discovered I had never really had a vacation. My trip to Egypt on the Leadership Incentive was an eye opener into what vacations should be, it was 7 unimaginable days on the laps of luxury. Most importantly, I have gotten to meet people all over the country who tell me what a great inspiration I have been to them, but being available to support them, and getting close enough to know them and care about their business and their lives. I'm a people person, but I have never gotten to meet and connect with so many people in my life as H&C has helped me to achieve. I was attracted by the quality of the leadership, they were people I had done a few transactions with before, and had a lot of respect for their ethics and principles. I also liked the fact that the reward system created an opportunity for me to continue earning even when I wanted to retire from actively driving the business. The greatest part of what attracted me, was the fact that I could help someone 2000 people away from me, and it would still be win-win, this is really exciting! Adeolu Akinyemi (Platinum Distributor)
My name is Siphosenkosi Njiva. I was born in the Eastern Cape Province, South Africa. My home town is Bizana. As a Business Advisor I worked only 1 year as a part-time educator and went back to my profession when I started to work as a Mentor for Thuso Mentorship Programme under Khula Enterprice Finance Ltd, Dti initiative to assist SMMEs. As a full-time Minister of Jehovah's Witnesses I always had passion in voluntary preaching the Word of God to others, hence I chose Network Marketing as the best industry that would give me time to fulfil this lifesaving course.  I must mention that along the way those businesses I was involved with collapsed. In 2008 company was liquidated. I was left with nothing. I was renting one room with my family. My first born sleeping in dinning room. There was a period when myself and my wife had to work for a certain co. earning less than +-R1,600pm. We used to walk at night 2hrs back home after work. Was a sad period indeed. I tried to buy 'push me before' I go kind of car which was stolen on the 6th of July 2008.
End of July, Dave Stacey called me introducing Holidays and Cash. I was very very sceptical to this. I was not really familiar with on-line businesses. Anything that had to do with internet I regarded as a skem. Worse that it had to do with discounts on flights, accommodation, car hire and cruise. I did not know what was a cruise. I had to search that word from dictionary. You should understand why. I was born and grew in rural areas of Lusikisiki, lived some of my years in Flagstaff and now in Bizana all in the Eastern Cape Province. I'm not undermining my Province. It's very rich and advanced in other things but you will agree with me that very few would know these things. Why then I joined H&C? My experience in the MLM industry made me realize uniqueness of its compensation plan known as Rewards Programme. Firstly the fact that it pays weekly, I mean every Monday, blew my mind away. Secondly, Binary system that helps others to benefit from work done by others above you. Lastly, you are paid more when helping others succeed. You even given FREE holidays, all expenses paid, 3 time a year, just by helping others. Then I knew that I won't be alone but my introducer will be supportive.  I borrowed money and bought Privilege Pack. In my firt week I earned over R6 000. I thought it was a mistake. In that first month I earned over R20 000. In my third month I was already earning an average of R23 000 per week. On the 22nd of October 2008 I bought my first brand new Chev Avio car. On the 29th of the same month I moved to my new house. 7th of December 2008 I reached Platinum level, thus became the 2nd internationally and first one in South Africa. It was an unbelievable thing to me when I started to earn over R40 000 per week.
I am now investing in property. Already owning more than 2. In April 2009 I bought C-Class Mercedes. Two months later, i.e., June 2009 I purchased KB300 Isuzu, 2009 model - Double Cab. In March 2008 myself and Vuyi (wife) qualified for a FREE trip to Egypt. That was state of the art. Visas, flights, 3 day Nile cruise, tours, hotels and meals paid for by H&C. I am so grateful to Holidays and Cash. My wife, Vuyi, has been a pillar of support. I wouldn't be where I am with out her and my kids Sisa and Siso. For one to be successful has to leave his or her comfort zone. That is what we did as a family. Siphosenkosi Njiva
Halo winners out there. My name is Benjamin Maseko. I am a father of two and a husband of one. I live in Midrand South Africa. For years i have been a good servant in the sales and security industry. Did it so well i enjoyed moving from one promotion to another. Yet i always had too much month at the end of the money.  After reading rich dad poor dad by Robert kiosaky, i started hunting for something to work for profits not wages. Joined a couple of network companies and was successful yet i did not find what i was looking for. It was till end of last year when i got involved with Holidays and Cash that i finally got me what i wanted, i mean having too much money at the end of the month.
I fell in love with H & C because of the pay plan that allows you to benefit from all members in your group, no limits with the target market ( the rich and poor all benefit from the product ).The product comes at the right time. And the borders are not the boundaries to my market. I have now managed to fire my own Boss, i am now looking forward to be paying of my bonded property not to mention ability to spend time with my family. Hey guess what, i am now driving that Benz which i always wanted to drive. To be frank with you it is not the latest Mercedes Benz but it is what i fell in love with and promised myself that i will ride it before i move on to my Range Rover Sport. As for the future, it looks so bright for me while the whole world is crying, i love it. I feel like i am at the top of the world. c u @ the top. Mr. Benjamin Maseko (Gold Distributor)
Sorry for the late mail but I have just completed my third E-Book in two days and I must thank you for what you have done to empower people to achieve. The E-Books are just great and I can see where my pitfalls have been by just reading and I will be having info sessions on a weekly basis at our venue and start discussing one book at a time to get our down line to get working on what we learn. NETWORK ~ NETWORK ~NETWORK ~NETWORK ~NETWORK ~NETWORK ~. Knowledge is power and wealth. I will be encouraging all my people to start reading and promoting the E-Books. The value you have added to our site is far beyond money can buy. If people will implement what they read we are going to have a lot of millionaires from H&C. From the bottom of our hearts Annatjie and I would like to thank you for bringing H&C into our lives. Annatjie and Andre Erasmus
What a fantastic concept. I did my first booking to Namibia on my H&C website and also to promote the concept. My savings on my flight and car travel came to R3000-00. This is a phenomenal saving. Just on my very first booking i made all the money back i spend on my privilege pack and more. Your intro of holidays and cash to the S.A is such a great blessing and i�m sure many years from now the legacy will still live on for our future generations. Thank you so very very much for being part of this wonderful opportunity. Margrit thank you once again for thinking of me and my family. The people in Namibia are very excited about H&C. We will be back here in a few weeks time to do our presentations.
Ray Fabrik, South Africa
I am currently working as an Import Manager with one of the large local corporate in Cameroon. My wife and I were introduced to Holidays & Cash on 19th April, 2009 & we grabbed the opportunity with both hands immediately. The number one thing that attracted us to Holidays & cash was that we could earn a weekly income and also there are so many rewards and savings on travel expenses. After joining Holidays and Cash, the first thing I did was to book accommodation for my next business trip to Belgium 2 days after we joined H & C. It was so easy. I was very impressed with how time efficient the process was. Normally searching the web for accommodation is a very time consuming ordeal. Not this time. I booked 5 star accommodation in Belgium that was €135 per night cheaper than what I saw on arrival at the hotel. So the savings I made covered the cost of my H&C membership and still left me with some change. I now have a business that cost me nothing, and by introducing my friends and family to H&C I have already made close to $1000 in less than 2 weeks of joining H &C. By the way, my accommodation in Belgium was fantastic, a luxury room- excellent service, peaceful and quiet, convenient to shops, restaurants, no hassles with traffic and great parking. Charles Nkeseh Ngong, Douala, Cameroon.
Mike Leppan, aged 44, marine electrical engineer involved in normal business in an employed and then self employed capacity for over 25 years. Married with two children. Have been involved in many Networking companies, so knew the industry, but H&C came at a time that was perfect for me. Firstly, I love travelling... having been at sea for so many years and seeing the world this way. Secondly, I had just been medically boarded from working in marine environments, so was looking for something to keep me busy- a new venture. Thirdly, the product stood out as exceptional value for money, and within the first few days I saved over US$300.00 on a return flight London to Cape Town for a family member - and it took me all of a few minutes using the H&C portal. (Cost of actual ticket was R5690.00. Next cheapest was SAA at R8800.00 saving me over R3000.00) I would buy the product alone even if there was no rewards aspect to H&C. Fourthly... I do not know of a business model out there that will cost me $250.00 and have the potential to make millions and give me a lifestyle that this system does. Try buying a Mc Donald francise! 3.5 million if you are lucky, and you have not turned one burger yet or made one dime. Insanity can be defined as doing the same thing and expecting a different result! The product is completely virtual, so I do not have to worry about stock, or that the product might go off, or worry about warehousing or logistics. The concept is just so simple that I think that many people will use this as an excuse.. How can success be that simple? Secondly, the concept was an idea that I had been looking for, for over 12 years of searching different marketing concepts. H&C have certainly taken networking to the 21st century, virtual product, virtual business, 100% internet based. Opening up the same product, the same opportunity to a global market. Best of all paying USD and using one of the best rewards systems I have ever seen. It rewards those who consistently build this business and promote its products. This is THE "Google" of the travel industry! Best Regards,
Mike Leppan
My name is Navlene Pandaram and I am from Durban, South Africa. I am currently working as a Purchasing & Production Co Ordinator, I have been introduced to Holidays & Cash this year April & my husband & I grabbed the opportunity with both hands immediately. The number one thing that attracted us to Holidays & cash was that we could earn a weekly income and also there are so many rewards... Holidays & cash, now that excited us the most!! My Husband & I are trying to be at every H & C meeting as often as possible & we have made it our aim to personally take new people to the meetings we attend. So far we are totally excited about this amazing concept, all we talk about & think about is H & C, & like I shared with my husband... we now got to put our faith into action... go out there & preach the H & C Gospel!! We know & we believe in our hearts that this year we will make a lot of money & we have purposed in our hearts to work hard & aim for the all expenses paid trip to Dubai in November/ December this year. We are thankful to God that this opportunity has landed on our laps at this particular time in our lives. We are ready, able & excited to make it Happen. Go Holidays & Cash Go!! My friends manager wanted to take the privilege pack if is going to save him on Flights. He is going from Durban to Johannesburg to London then Scotland return & got a price of R8500 from a local travel agent. I went onto our H & C search portal & got a price of R6661.75 including fees & taxes, thats a whopping R1838.25 saving. My friends manager is totally impressed & I was just super excited that we beat the price of a local agent. Theres real value & real savings in our product!! Regards,
Navlene Pandaram
I have worked with a few different MLM programs and have succeeded in them, but Holidays and Cash stand out for their fantastic travel portal! I have never had a company with a real product offering real discounts! Not just for 5 star resorts, even backpackers which is fantastic to suit all budgets! I have compared prices with Travel Agents and over the internet and the Holidays and Cash travel portal is fantastic with great discounts! The other thing I love about Holidays and Cash is we get paid weekly! I have been in programs where I have watched my downline grow and have not earned from that! There were times I had a huge downline and never made it to the top! With Holidays and Cash, I don't need to make it to the top! I am earning a fantastic weekly income by helping my downline grow! All of us working together are succeeding together! It's not just myself earning a weekly income, so is my downline! Thanks Holidays and Cash for this fantastic opportunity and I can't wait to see what my yearly income is going to be! I look forward to booking my next holiday with a huge discount and can't wait for my downline to thank me for introducing them to this great opportunity! Success to all! Lindy, Australia
After joining Holidays and Cash, the first thing I did was to book accommodation for our next holiday to New Zealand. It was so easy. I was very impressed with how time efficient the process was. Normally searching the web for accommodation is a very time consuming ordeal. Not this time. I booked 5 star accommodation in Auckland that was $50AUD per night cheaper than what I had previously found searching the web myself. So the savings I made covered the cost of my H&C membership. I now have a business that cost me nothing, and by introducing my friends to H&C I�ve already paid for my next holiday. By the way, my accommodation was fantastic, a luxury room- well appointed, excellent service, peaceful and quiet, convenient to shops, harbour, restaurants, no hassles with traffic and great parking. Paul and Rebecca, Brisbane, Australia.
I am truly very excited about Holidays and Cash, I have joined a couple of online business in the past, and I will tell you this, nothing and I mean nothing that I have been in has even come close to what Holidays and Cash has delivered when it comes to online content both on your replicated website but also in your back office. It is so easy to navigate and use. I know that most people only want to join a business and make money, Don't get me wrong I want to make money also. But seeing many of my friends who I have personally shown this great opportunity to, make money in their first week gives me a great sense of joy. Having also known the CEO, Michael Faust for a number of years and the integrity, honesty and passion that is a force behind his success has made me even more excited about being part of Holidays and Cash. We have a great opportunity here when joining Holidays and Cash and it is something that you may not find anywhere else on the internet. Honesty, integrity and all my questions were answered, nothing was hidden. I will say this, if you take a good look at what is happening here, you will join right away. I am so excited that I can't explain it here in my testimony. I believe that we are in for a ride of a life time. And what I am experiencing here I want everyone to experience, wake up and have money in your pocket. I just want to share this with anyone and everyone as I have not been disappointed and believe me no one will once they see what we have here with Holidays and Cash. Mike Hodgson, Brisbane , Australia
Hi, its Rebecca and Paul Jones from the Gold Coast, Australia, and we joined Holidays and Cash a few days ago. We have received a positive response from our friends. I was impressed with how easy it is to join online and have already found accommodation for our next trip to New Zealand that is $30 per night cheaper than my previous time consuming internet searches. With our enthusiasm for the membership package and cash rewards we find that we just naturally promote Holidays and Cash to our friends, wanting to share this opportunity with them. The web site offers great support with training and demos and we have used your u-tube videos too. Looking forward to working with you in the future Rebecca and Paul Jones, Gold Coast, Australia
I went into the travel portal with my Upline, Dave, to check on air fare prices and was very impressed as the prices for the very same travel time and flight numbers given to me by my travel agency were below half the cost of the travel agencies prices, so I will be booking a trip to Germany in December via Holidays and cash. Keep up the good work, I know this will take off big time in South Africa and around the globe. Jamiela Braun, South Africa
Just thought I would drop you a short note of congratulations on building such an excellent service. The travel portal site is world-class and provides a clear and easy way to book my flights and hotels. I travel internationally at least once a month and the Privilege Pack prices are better than anything else available on the web. The resources provided to help build an international business are incredible. In my travels, I have made contacts in many countries and though I cannot speak Russian or Japanese, it has been amazing to be able to send presentations to my contacts in their own language. Very excited to be a part of this amazing opportunity. Stewart Fleming, London | 
